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Mortgage Calculator Compound Interest SIP Calculator India Retirement / FIRE US Income Tax PPF Calculator Crypto Tax FD Calculator India Loan EMI Calculator Freelancer Tax BMI Calculator India Income Tax Currency Converter Debt Payoff Capital Gains Tax GST Calculator Calorie / TDEE Savings Goal Inflation Calculator ROI Calculator Mortgage Calculator Compound Interest SIP Calculator India Retirement / FIRE US Income Tax PPF Calculator Crypto Tax FD Calculator India Loan EMI Calculator Freelancer Tax BMI Calculator India Income Tax Currency Converter Debt Payoff Capital Gains Tax GST Calculator Calorie / TDEE Savings Goal Inflation Calculator ROI Calculator
💰Finance & Loans
See all 14 →
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Mortgage
Mortgage Calculator
Monthly payment, total interest & full amortization for any home loan.
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Personal / Auto Loan
Loan EMI Calculator
Monthly repayment, interest cost and payoff date for any loan type.
Debt
Debt Payoff Calculator
Snowball vs avalanche — see your fastest path to becoming debt-free.
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Home · Mortgage
Home Affordability
How much house can you afford? Income, debt, down payment and rate.
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Credit Card
Credit Card Payoff
How long to pay off your balance and the true cost of minimum payments.
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Savings
Savings Goal Calculator
Monthly savings needed to hit any goal — vacation, house, emergency fund.
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Budget · 50/30/20
Budget Calculator
Plan your budget with 50/30/20 rule. Live breakdown of needs, wants and savings.
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Salary · US
Paycheck Calculator
Salary to exact take-home pay. Federal + state tax, 401k deductions, all 50 states.
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Business
Break-Even Calculator
Units and revenue needed to cover all fixed and variable costs.
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Student Loans
Student Loan Calculator
Monthly payment, total interest, payoff date and extra payment impact.
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Car Loan
Auto Loan Calculator
Monthly payment, total interest and full amortization. 2026 rates by credit score.
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Home Loan
15 vs 30yr Mortgage
15yr saves $241K in interest on a $300K loan. See the real difference.
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Real Estate
Rent vs Buy Calculator
Break-even year, 10-year cost and equity comparison for your exact situation.
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Emergency Fund
Emergency Fund Calculator
How many months of expenses you need saved. Personalized by job type and lifestyle.
🇮🇳India Calculators
See all 18 →
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India Income Tax
Income Tax FY 2025-26
New vs old regime. HRA, 80C, NPS deductions. Take-home salary breakdown.
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Mutual Funds
SIP Calculator India
Monthly SIP returns, lump sum, step-up SIP and ₹1 crore target planner.
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PPF · Tax-Free
PPF Calculator India
Maturity amount, Section 80C savings, EEE status and partial withdrawal.
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Home · Car · Personal
EMI Calculator India
Monthly EMI for any loan. Amortisation schedule and total interest breakdown.
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Fixed Deposit
FD Calculator India
Maturity amount, TDS, post-tax returns. Compare SBI, HDFC, ICICI rates.
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CTC to In-Hand
Take Home Salary
Exact monthly in-hand from CTC. New vs Old regime. PF and tax breakdown.
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GST
GST Calculator India
Add or remove GST instantly. CGST + SGST + IGST breakdown. All slabs 0–28%.
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NPS · Section 80CCD
NPS Calculator India
Retirement corpus, monthly pension and ₹50K extra tax deduction.
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EPF · 8.25% Rate
EPF Calculator India
EPF maturity corpus, EPS pension and contribution breakdown.
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ELSS · 80C Tax Saving
ELSS Calculator India
ELSS returns, 80C tax savings and LTCG calculator. SIP + lump sum modes.
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Tax Regime · FY 2025-26
New vs Old Tax Regime
Which regime saves you more? Compare with ₹75,000 standard deduction.
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HRA · Section 10(13A)
HRA Calculator India
HRA exemption, taxable HRA and tax savings. Metro vs non-metro.
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Recurring Deposit
RD Calculator India
Monthly deposit maturity, interest earned and bank rate comparison.
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Mutual Funds · Stocks
CAGR Calculator India
Compound annual growth rate for lump sum. Reverse CAGR and target CAGR.
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TDS · All Sections
TDS Calculator India
TDS on salary, FD, rent and professional fees. All 2025-26 rates.
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Gratuity Act 1972
Gratuity Calculator India
Exact gratuity on resignation. 5-year rule and ₹20L tax exemption.
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Girl Child · India
Sukanya Samriddhi
SSY maturity at 8.2% interest. EEE tax-free. Year-by-year growth for your daughter.
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FD vs SIP · Compare
FD vs SIP Calculator
Compare fixed deposit returns against SIP mutual funds side by side.
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Common Questions

Yes — every calculator on CalVerse is free, forever. No login, no signup, no paywall, no credit card. Just open any calculator and get instant results. We're supported by non-intrusive ads and affiliate links — never by charging users.

Yes — CalVerse is the only free calculator site covering both markets. US: mortgage, 401k, capital gains, crypto tax, Social Security and more. India: SIP, EMI, PPF, income tax (new vs old regime), GST, NPS, RD and more — all updated for FY 2025-26.

All calculators use current 2026 rates — FY 2025-26 India tax slabs with ₹75,000 standard deduction, 2026 IRS brackets, current RBI repo rate and latest deposit rates. Results are for planning and estimation; confirm major decisions with a qualified professional.

No account required and no data stored. Every calculation happens entirely in your browser — nothing is sent to our servers. CalVerse never collects your income, loan amounts or any personal financial details.

Yes — every calculator is fully responsive and optimised for phones, tablets and desktops. Works on all modern browsers. No app download needed — just open calverse.co on any device.

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