Last updated: April 2026
CalVerse collects minimal information to operate the website. We do not require you to create an account or provide personal details to use any calculator on this site.
This information is collected through Google Analytics and is aggregated — we cannot identify individual users from this data.
The numbers and values you enter into any CalVerse calculator (loan amounts, income, age, weight, etc.) are processed entirely within your browser. This data is never transmitted to our servers and is never stored anywhere.
All calculation logic runs client-side using JavaScript. Your financial information stays on your device.
CalVerse uses cookies for two purposes — analytics and advertising. Cookies are small text files stored in your browser.
These cookies help us understand how visitors use the site — which pages are popular, how long people stay, and where they come from. This data is aggregated and anonymous.
Google AdSense uses cookies to serve relevant advertisements. These cookies may track your browsing behavior across websites to show you ads that match your interests. This is controlled by Google, not CalVerse.
You can disable cookies in your browser settings at any time. You can also opt out of Google's personalized advertising at google.com/settings/ads.
CalVerse displays advertisements through Google AdSense to fund the free operation of this website. Google AdSense is a third-party advertising service operated by Google LLC.
CalVerse does not control the content of ads displayed by Google AdSense and is not responsible for the privacy practices of advertised websites.
We use Google Analytics to understand traffic patterns and improve the site. Google Analytics collects anonymized usage data including pages visited, session duration, and device type.
Google Analytics data is processed by Google LLC in accordance with their privacy policy, available at policies.google.com/privacy.
You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
CalVerse may contain links to third-party websites including financial service providers, tax software, and other tools. We include these links for informational purposes and as a convenience to our users.
We are not responsible for the privacy practices or content of any third-party websites. We encourage you to review the privacy policy of any website you visit through links on CalVerse.
CalVerse is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information through this site, please contact us and we will take steps to remove it.
Depending on your location, you may have rights regarding your personal data including the right to access, correct, or delete information we hold about you. Since CalVerse does not store calculator inputs or personal details, there is generally no personal data to access or delete beyond what Google Analytics and AdSense collect.
For data collected via Google services, please refer to Google's privacy controls at myaccount.google.com.
EU/EEA visitors: CalVerse operates in compliance with GDPR principles. As we do not store personal data ourselves, the primary data controller for analytics and advertising data is Google LLC.
We may update this privacy policy from time to time. When we do, we will update the "last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of CalVerse after changes are posted constitutes your acceptance of the updated policy.
If you have questions about this privacy policy or how we handle data, please contact us at:
We aim to respond to all privacy-related inquiries within 5 business days.